Terms of Service

1. Acceptance

By accessing or using PennyTrench, you agree to be bound by these Terms of Service. If you do not agree, do not use the platform.

2. Nature of the Service

PennyTrench provides an information and research tool for educational purposes only. It is not a financial advisory service. Nothing on PennyTrench should be construed as financial, investment, or trading advice.

3. Eligibility

You must be at least 18 years old to use PennyTrench. By using the service, you represent that you meet this requirement.

4. Prohibited Uses

You agree not to:

• Use the platform for market manipulation or fraudulent purposes
• Scrape, copy, or redistribute data without permission
• Attempt to reverse-engineer scoring algorithms
• Create multiple accounts to circumvent restrictions

5. Disclaimers

The service is provided “as is” without warranty of any kind. Data may be delayed, incomplete, or inaccurate. See our full disclaimer.

6. Limitation of Liability

PennyTrench shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the service. Your use is at your sole risk.

7. Changes

We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.